This pandemic is putting a bright shining light on the problems with the highly fragmented health care in the USA.
A recent study by the University of Chicago shows that 44% of Americans avoid going to the hospital when sick for financial reasons.
28 million Americans lack health insurance and even among those insured, the co-pay can easily amount to thousands of dollars if you need hospital care.
Some 3-5% of those infected with covid-19 require intensive care.
A recent cost estimate says the average cost per day for intensive care in the USA average is roughly USD 11,000.
If your co-pay is 20% that's USD 2200 per day.
25% of the US work force has no right to paid sick leave. This leads to an incentive to carry on working even when you're ill.
Especially in low paying jobs, many cannot afford to miss a full week of work if they want to be able to pay rent and bills.
All these leads to a high risk that many people who get the virus will not be identified and not seek or get the care they need.
And those that do seek care may see their finances obliterated and find themselves deep in debt.
Add to this that the Trump administration last year passed legislation that made undocumented immigrants and foreign residents with temporary visas uneligible for publicly financed health care.
The effect of this is that many foreigners in the USA will go untreated if contracting the disease, and thus foment the spread.
I mean, society benefits from all carriers of infectious disease being identified and treated, and this legislation has the exact opposite effect.
Yeah. It's a mess.
