Is there a "Doctor" in the house?

[5thhorseman]

Thanks Tciso, that's a lot to digest and definitely some areas for improvement for me.

Guys, hit this man up for advice if you have any questions (which most of you old farts should have considering your age! Also considering how much posting goes on here, I suspect many of you are well off in decent jobs where you have time to do this and you're not posting while on the shitter on Dude's construction site).